Social Security

In the realm of retirement planning, effectively navigating Social Security can significantly impact your financial future. We offer customized services to ensure you make the most informed decisions about your Social Security benefits.

Comprehensive Services for Social Security Optimization

  • Work History and Record Review: Advisers generally begin by thoroughly reviewing your work history and Social Security records. This step is crucial to understanding your entitlements and planning for maximum benefit optimization.
  • Benefit Election Strategies: Deciding when to start collecting Social Security benefits is a pivotal decision. We help you weigh the pros and cons of collecting early versus delaying benefits, considering your overall retirement strategy and financial goals.
  • Guidance Through the Application Process: The Social Security application process can be intricate. You can receive hand-holding guidance every step of the way, ensuring your application is complete and accurate.
  • Social Security Tax Planning and Reviews: We can offer strategic advice on how Social Security benefits impact your tax situation, helping you plan effectively to minimize your tax liabilities.
  • Spousal and Dependency Determinations: Navigating spousal and dependent benefits can be complex. Advisers assist in determining the best approach for your family’s unique situation, ensuring all eligible benefits are explored.
  • Appeals and Disputes Assistance: Should you encounter disputes or the need for an appeal regarding your Social Security benefits, we provide access to professionals who are equipped to provide support and representation, aiming for a favorable resolution.


Transparent, Flexible Pricing to Suit Your Needs

We understand that each individual’s Social Security planning needs are unique. Therefore, pricing is based on the complexity of your situation, your location, and your desired level of engagement:

  • Rates start as low as $100 per hour, providing flexibility for those requiring minimal guidance.
  • For more comprehensive support, we offer flat-fee packages starting at $1,500.
  • All fees are negotiable and are clearly agreed upon in advance, ensuring transparency and mutual agreement.


Begin Your Journey to Social Security Confidence

Whether you’re approaching retirement or reassessing your current Social Security strategy, our services are designed to provide you with the confidence and clarity you need. Let us be your guide in maximizing your Social Security benefits for a secure and stable financial future.

Independent & Objective “Fee-Only” Advice

Professionals listed in the 1800ADVISER.COM directory are “Fee-Only” and are 100% Independent & 100% Objective™. In simpler terms, this means they do not charge commissions for their advice and are not incentivized to sell any particular products. Instead, their focus is on providing honest recommendations that are in your best interest.

Social Security services require a personalized approach, and fees reflect this. Each independent professional sets their own pricing structure, with fees starting as low as $100 per hour and significantly increasing thereafter based on the professional’s experience and your needs. Fees are also dependent on the geographic area you live in. Some professionals may charge contingent fees and offer fixed-fee packages. If your needs are unusually complex, or you need to work with an attorney through an appeals process, the costs can be significantly higher. Rest assured, all fees are clearly discussed and agreed upon in advance, in writing.

Click here to ask us a question or schedule a FREE consultation.  Alternatively, you can browse the biographies of our individual advisers on 1800ADVISER.COM. Choose the adviser that aligns with your financial aspirations and take the first step towards an empowered financial future.

All questions answered privately by email.

Connect with a Fee-Only financial planner, money manager, CPA or lawyer.

Sign up for TheAdviser.com Alert – a Trusted Buy-Side Research Newsletter For FREE!